An innovation thesis, the first of its kind published by Barclays

The Future of Money, Finance and Banking

12 April 2023

This Innovation Thesis explores the seismic shift financial services is facing and the driving forces behind it, and highlights the themes we consider will prove most relevant in the coming years:

  • The Future of Money: Payments 2.0, Digital Money and Beyond
  • The Future of Finance: Personalised and Embedded
  • The Future of Banking: Harnessing technology to build the bank of the future

The Innovation Thesis has been developed by the Barclays FinTech Venture Studio powered by Rainmaking. Our mission is to ideate, prototype quickly and support to scale innovative new products and services. We do this through collaborations with FinTechs, internal teams and corporate clients.


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